Money and Your Life (MAYL) report is a comprehensive and timely analysis of household budgets and the broader state of personal finances.

When economic conditions are marked by higher interest rates and persistent cost inflation, consumer spending (and confidence) is equally volatile. It’s a dynamic mix which has emerged rapidly and likely to stay with us for several years. It is also an economic situation very new to an entire generation of younger Australians.

 These unique circumstances demand a wide research lens across monthly expenses, credit card activity, housing costs, savings plans as well as longer-term instruments like superannuation and wealth-creation investments. By taking a broad approach, we are creating one of the most detailed health-checks available on the financial well-being of Australian households.

 Welcome to the MAYL report.